If you're an Indonesian passport holder planning to travel to Europe or Asia, travel insurance is a mandatory requirement for Schengen and UK visas, and strongly recommended for many Asian destinations. Whether you're applying for a Schengen visa to visit France, Germany, or Italy, a UK visa, or an Asian destination like Japan, South Korea, or Malaysia – you need valid insurance. This guide covers exactly what Indonesian travelers need for 2026.
Why Indonesian Travelers Need Travel Insurance for Visas
For Indonesian passport holders, visa applications to Europe require comprehensive travel insurance. Embassies in Jakarta, Surabaya, and Denpasar strictly enforce the €30,000 minimum coverage rule for Schengen visas. While Indonesians enjoy visa-free travel to some Asian countries (Japan, South Korea, Malaysia, Thailand), travel insurance is still strongly recommended for medical emergencies.
Country-by-Country Insurance Requirements for Indonesian Travelers
| Destination | Visa Type | Min Insurance Coverage | Accepted By | Our $5 Certificate |
|---|---|---|---|---|
| 🇫🇷 France (Schengen) | Tourist/Business | €30,000 | French Embassy Jakarta | ✅ Yes |
| 🇩🇪 Germany (Schengen) | Tourist/Business | €30,000 | German Embassy Jakarta | ✅ Yes |
| 🇳🇱 Netherlands (Schengen) | Tourist/Business | €30,000 | Dutch Embassy Jakarta | ✅ Yes |
| 🇬🇧 United Kingdom | Standard Visitor | £25,000 | UKVI (VFS Global) | ✅ Yes |
| 🇯🇵 Japan | Visa required for Indonesia | $10,000 - $20,000 recommended | Japanese Embassy Jakarta | ✅ Yes |
| 🇰🇷 South Korea | Visa required for Indonesia | $10,000 - $20,000 recommended | Korean Embassy Jakarta | ✅ Yes |
| 🇲🇾 Malaysia | Visa-free (up to 30 days) | No visa requirement, insurance optional | N/A (but recommended) | ⚠️ Optional |
| 🇹🇭 Thailand | Visa-free (up to 30 days) | No visa requirement, insurance optional | N/A (but recommended) | ⚠️ Optional |
European Destinations: Schengen & UK Visa Insurance for Indonesians
🇪🇺 Schengen Area (France, Germany, Netherlands, Italy, Spain, etc.)
Insurance requirement: €30,000 minimum medical coverage, valid for all Schengen countries, covering emergency medical expenses, hospitalization, and repatriation.
Where to apply: VFS Global in Jakarta, Surabaya, Denpasar, Medan, or Bandung. Our $5 certificate is accepted at all VFS locations in Indonesia.
Processing time: 15-30 days. Apply early!
🇬🇧 United Kingdom (UK Visitor Visa)
Insurance requirement: £25,000 minimum medical coverage. The UK does not require insurance for the visa itself, but it is strongly recommended and can prevent entry refusal at the border.
Where to apply: UKVI through VFS Global. Our certificate is accepted as supporting documentation.
Asian Destinations: Insurance Requirements for Indonesian Travelers
🇯🇵 Japan
Visa requirement: Yes for Indonesian passport holders. Travel insurance is strongly recommended for visa approval. Our $5 certificate meets Japanese requirements.
🇰🇷 South Korea
Visa requirement: Yes for Indonesian passport holders. Travel insurance is recommended. Our $5 certificate works for your application.
🇲🇾 Malaysia
Visa requirement: None for up to 30 days. Travel insurance optional but recommended.
🇹🇭 Thailand
Visa requirement: None for up to 30 days. Travel insurance optional but recommended.
Indonesian Travelers: Get Your Travel Insurance Now
Embassy-approved insurance for Schengen, UK, Japan, South Korea, and more – only $5. Instant certificate via email.
Get My $5 Certificate →Visa Application Centers in Indonesia
- VFS Global (Schengen & UK): Jakarta, Surabaya, Denpasar (Bali), Medan, Bandung.
- Embassies: For Japan, South Korea, and other visa-required countries, apply directly at embassies in Jakarta.
Frequently Asked Questions for Indonesian Travelers
Q: Can I use the same insurance for multiple Schengen countries?
A: Yes – our certificate covers all 27 Schengen countries: France, Germany, Italy, Spain, Netherlands, Belgium, Switzerland, and more.
Q: Do I need insurance for visa-free travel to Malaysia or Thailand?
A: No visa requirement, but medical emergencies can cost thousands. Our $5 certificate is cheap protection.
Q: Is $5 insurance accepted at VFS Indonesia?
A: Yes – our certificates are accepted at all VFS Global centers in Indonesia for Schengen and UK visa applications.
Q: What if my visa is denied? Do I get a refund?
A: Our $5 certificates are non-refundable, but at only $5, the risk is minimal.
🇮🇩 Indonesian Passport Holders
Get your travel insurance for Europe or Asia – only $5. Instant delivery. Accepted by VFS centers across Indonesia.
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