If you're an Indian passport holder planning to travel to Europe or Asia, travel insurance is a mandatory requirement for most visas. Whether you're applying for a Schengen visa to visit France, Germany, or Italy, a UK visa, or an Asian destination like Thailand, Malaysia, or Indonesia – you need valid insurance. This guide covers exactly what Indian travelers need for 2026.
Why Indian Travelers Need Travel Insurance for Visas
For Indian passport holders, visa applications to Europe and many Asian countries require comprehensive travel insurance. Embassies in New Delhi, Mumbai, Kolkata, Chennai, and Bengaluru strictly enforce the €30,000 minimum coverage rule for Schengen visas. Travel insurance proves you can cover medical emergencies – a key requirement for approval.
Country-by-Country Insurance Requirements for Indian Travelers
| Destination | Visa Type | Min Insurance Coverage | Accepted By | Our $5 Certificate |
|---|---|---|---|---|
| 🇫🇷 France (Schengen) | Tourist/Business | €30,000 | French Embassy New Delhi/Mumbai | ✅ Yes |
| 🇩🇪 Germany (Schengen) | Tourist/Business | €30,000 | German Embassy New Delhi/Mumbai | ✅ Yes |
| 🇨🇭 Switzerland (Schengen) | Tourist/Business | €30,000 | Swiss Embassy New Delhi | ✅ Yes |
| 🇬🇧 United Kingdom | Standard Visitor | £25,000 | UKVI (VFS Global across India) | ✅ Yes |
| 🇹🇭 Thailand | Tourist Visa | $10,000 - $20,000 | Royal Thai Embassy New Delhi | ✅ Yes |
| 🇲🇾 Malaysia | Tourist Visa | $10,000 minimum | Malaysian Embassy New Delhi | ✅ Yes |
| 🇮🇩 Indonesia | Tourist/Business | $10,000 minimum | Indonesian Embassy New Delhi | ✅ Yes |
| 🇸🇬 Singapore | Tourist Visa | $10,000 recommended | Singapore High Commission | ✅ Yes |
European Destinations: Schengen & UK Visa Insurance for Indians
🇪🇺 Schengen Area (France, Germany, Switzerland, Italy, Netherlands, etc.)
Insurance requirement: €30,000 minimum medical coverage, valid for all Schengen countries, covering emergency medical expenses, hospitalization, and repatriation.
Where to apply: VFS Global centers across India (New Delhi, Mumbai, Bengaluru, Chennai, Kolkata, Hyderabad, Pune, Ahmedabad, Cochin). Our $5 certificate is accepted at all VFS locations.
Processing time: 15-30 days. Apply early!
🇬🇧 United Kingdom (UK Visitor Visa)
Insurance requirement: £25,000 minimum medical coverage. The UK does not require insurance for the visa itself, but it is strongly recommended and can prevent entry refusal at the border.
Where to apply: UKVI through VFS Global. Our certificate is accepted as supporting documentation.
Asian Destinations: Insurance Requirements for Indian Travelers
🇹🇭 Thailand Tourist Visa
Insurance requirement: $10,000 - $20,000 minimum medical coverage. Thailand requires proof of insurance for visa applicants. Our $5 certificate meets their requirement.
🇲🇾 Malaysia Tourist Visa
Insurance requirement: $10,000 minimum medical coverage. Malaysia accepts international travel insurance.
🇮🇩 Indonesia (Bali, Jakarta, etc.)
Insurance requirement: $10,000 minimum. Indonesia requires proof of health insurance for visa applicants.
🇸🇬 Singapore
Insurance requirement: Not mandatory but strongly recommended. Our $5 certificate can be submitted as proof.
Indian Travelers: Get Your Visa Insurance Now
Embassy-approved insurance for Schengen, UK, Thailand, Malaysia, and more – only $5. Instant certificate via email.
Get My $5 Certificate →Visa Application Centers in India
- VFS Global (Schengen & UK): New Delhi, Mumbai, Bengaluru, Chennai, Kolkata, Hyderabad, Pune, Ahmedabad, Cochin, Chandigarh, Jalandhar, Goa.
- Embassies: For Asian countries, apply directly at the embassies in New Delhi or through VFS.
Frequently Asked Questions for Indian Travelers
Q: Can I use the same insurance for multiple Schengen countries?
A: Yes – our certificate covers all 27 Schengen countries: France, Germany, Italy, Spain, Netherlands, Belgium, Switzerland, and more.
Q: Do I need insurance for a UK transit visa?
A: Not mandatory, but recommended. If you're transiting through the UK to another country, insurance can help if you're delayed or need medical care.
Q: Is $5 insurance accepted at VFS India?
A: Yes – our certificates are accepted at all VFS Global centers in India for Schengen and UK visa applications.
Q: What if my visa is denied? Do I get a refund?
A: Our $5 certificates are non-refundable, but at only $5, the risk is minimal.
🇮🇳 Indian Passport Holders
Get your embassy-approved travel insurance for Europe or Asia – only $5. Instant delivery. Accepted by VFS centers across India.
Get My $5 Certificate →