Applying for a Schengen, UK, or USA visa from Lagos, Accra, Casablanca, or Johannesburg comes with unique challenges. With currency fluctuations and high application fees, the last thing you want is to spend over $150 on insurance that might never be used. In 2026, the smart way to handle your application is using verifiable dummy insurance.
Why African Applicants Face High Insurance Risks
Embassies in Europe and North America have strict requirements for applicants from West, North, and South Africa. They require proof of medical repatriation and a minimum coverage of €30,000. If your visa is refused, many local insurance companies make it extremely difficult to get a refund, often taking weeks or denying the request entirely.
Estimated Savings by Country
| Country | Standard Insurance (Avg) | Our $5 Dummy Policy |
|---|---|---|
| Nigeria (NGN) | ₦220,000+ | ₦7,500* |
| Ghana (GHS) | ₵2,400+ | ₵80* |
| Morocco (MAD) | 1,500 DH+ | 50 DH* |
| South Africa (ZAR) | R2,800+ | R95* |
*Conversion rates are approximate based on 2026 estimates.
Compliance for VFS Global & TLScontact
Whether you are submitting your biometric data at VFS Global in Ikeja or TLScontact in Rabat, the requirement is the same: The document must be verifiable. Our dummy travel insurance certificates include:
- Global Recognition: Accepted by France, Germany, Spain, Italy, and UK embassies.
- Online Verification: Each policy has a unique ID that officers can confirm.
- Instant Delivery: We know appointments are hard to get. Get your PDF within 30 minutes of ordering.
How to Use This Service in 3 Steps
- Book: Provide your passport details and travel dates on our booking page.
- Pay: Secure payment of $5 (USD).
- Submit: Print the verifiable certificate and take it to your interview. Once your visa is approved, you can then choose to buy a long-term policy for your actual travel dates.
Don't Overpay for Your Visa Application
Join 10,000+ travelers from Africa who saved money on their visa documentation this year.
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